What if you could say “nyet comrade” to ObamaCare with minimal consequences? After all, if people cam resist ObamaCare, they can save themselves from many of the negative consequences. And, it’s a great way to be subversive, and help hasten them collapse of that system. Dean Clancy, in an article at the Washington Times, discusses his concept as to how…
Under Section 1501 of the Patient Protection and Affordable Care Act, we’re required to certify on our yearly tax return whether we have “acceptable” coverage. However, the Internal Revenue Service is forbidden to use any penalty to enforce the mandate, except for a user-fee payment, which the IRS can only collect at the end of the year out of any tax refund we may be owed. This means we can simply sidestep the fee by carefully adjusting our withholdings to avoid being owed a refund. As for the amount, it’s comparatively small: in 2014, just $95, or 1 percent of income, whichever is greater, rising to $695 or 2.5 percent of income in 2016 and thereafter. It’s a pittance compared to the cost of compliance.
So, if Dean Clancy has this right, we can make sure we break even with the IRS, and there is no penalty. In all reality we shouldn’t be feeding the beast any more than needed anyway, so sending them extra money is something we might just want to avoid. After all, why feed the enemy of freedom-the state, more than is absolutely necessary?
Clancy also has some ways to get insurance, and still not fully comply with ObamaCare…
Not comfortable with being uninsured? No worries. You can still take a bold stand and preserve your freedom by taking the four steps I call “peaceful non-compliance”:
1) Go outside of the “exchange” and buy a high-quality, high-deductible health plan that meets your needs.
2) Pay cash for routine medical expenses.
3) Open a Health Savings Account, which allows you to pay for care with pre-tax dollars (and if you can, make the maximum allowable contribution each year).
4) Consider supplementing your insurance with critical illness coverage, which pays a lump sum in case of a specific diagnosis.
So, there are ways to get the kind of insurance that you can use, and at the same time, be outside of the ObamaCare tyranny.
Just as a note, I am NOT suggesting that anyone commit tax evasion. Follow all relevant tax laws. What Clancy is suggesting is that we use what appears to be a loophole in the law that allows people out of the penalty by not having an income tax refund from which to deduct the ObamaCare penalty. Will regressives scoff at this? Of course they will. I would simply suggest that we are using the Cloward-Piven strategy, and for regressives, that is a perfectly acceptable means to achieve change. After all, we’re just following that fine example. Then, they couldn’t possible disagree without being hypocrites, right?
Note: I’m discussing the statements and opinions of someone else in this post. Do not mistake this blog post for legal advise. While I hope this works, and I personally plan on using this strategy, I cannot guarantee any outcomes. Consider this at your own risk.